Partnering with a broad range of insurers, each with unique objectives and constraints, to deliver insurance investment management solutions that help build stronger portfolios while navigating complex capital, risk, and regulatory demands.
Insurance asset management requires deep expertise in insurer balance sheets, regulatory constraints, and long-term liabilities. As an insurance-backed asset manager with over five decades of experience, we help insurers optimize surplus, manage risk, and build capital-efficient portfolios through differentiated investments and integrated solutions.
Built by insurers for insurers
Deep insurance expertise applied to portfolio decisions, with a focus on risk, liquidity, and capital efficiency across market cycles.
Designed for capital efficiency
Capital-aware portfolios built to improve capital efficiency by driving earnings and optimizing surplus, not just maximize returns.
Specialized assets
Access to public and private markets, including specialty asset classes, to enhance income, diversify risk, and improve capital outcomes.
Collaborative approach
An extension of your team, providing strategic partnership, customized solutions, and ongoing support to help manage evolving balance sheet needs.
Why Insurance at Principal Asset Management
$74 billion in AUM
in the Principal Life general account with more than five decades of managing the general account
$13.3 billion in insurance AUM
with more than three decades of managing insurance investments externally.
70+ insurance company clients
place their trust in our investment expertise.
We offer a comprehensive suite of insurance investment management strategies designed to meet insurers’ income, capital, and risk objectives.
Private Real Estate Debt
Offers stable, income-oriented returns from property sectors, with cash flows that can support insurers’ liability matching.
Private Infrastructure Debt
Generates stable and predictable cash flows that align well with insurers’ need for stability and liability matching.
Investment Grade Private Credit
Delivers high-quality income with enhanced yield and structures that align with insurers’ long-term obligations
Direct Lending
Provides consistent income from loans, offering enhanced yield and attractive capital efficiency that can support insurers’ return objectives.
Investment Solutions is a specialized team within Principal Asset Management. We have capabilities that range from liability-driven investing (LDI), OCIO, Insurance, and Wealth portfolio solutions. Our team is focused on solving complex client challenges by providing tailored and outcome-oriented solutions and leveraging a variety of investment perspectives to meet the needs of clients of any size.
Insurance solutions are provided by Investment Solutions, an advisory team within Principal Asset ManagementSM. Principal Asset Management leads global asset management at Principal®.