Design innovative portfolios with asset allocation strategies.

Asset allocation strategies may help mitigate risk, optimize returns, and enhance customization. Our approach combines manager styles and asset classes to increase diversification and potentially deliver better investment outcomes.

Get to know our asset allocation investment team.

Our fixed income investment teams have a track record of solving for a wide range of personalized investor objectives.

An innovative approach to developing, modeling, and rebalancing customized portfolio solutions to meet dynamic asset allocation needs.

A portfolio construction approach that combines proprietary and third-party managers to help improve diversification.

Allocation decisions backed by our full capabilities, grounded in industry insights, and gathered through our global investment platform.

Access to innovative tools and data to help you build better portfolios.

Principal Asset Allocation
Asset allocation views, grounded in industry insights inform our portfolio construction process. We seek to deliver competitive performance, tailored to your desired outcomes for risk, return, and income potential.
Explore our featured asset allocation strategies.

To help ensure you have access to innovative solutions, we’ve identified these asset allocation strategies for a variety of portfolios.

Diversified Real Asset

Aiming to protect purchasing power with dynamic real asset exposure, a balanced risk profile, and a potentially more consistent outcome.

Model portfolios

Integrating seamlessly into existing processes and tech stacks, our end-to-end fintech powered solution makes building custom portfolios easy.

Real Asset

Built to make investing in institutional-caliber, private real assets accessible.

Target date strategies

Balancing both active and passive, our target date strategies are designed to help participants get to (and through) retirement.

Get the latest insights
Still exceptional: Why U.S. equity remains a cornerstone of retirement portfolios
U.S. equities remain vital for retirement investing despite doubts over growth and rising geopolitical tensions.
July 31, 2025
Retirement savings: The danger of abandonment risk
Abandonment risk can jeopardize long-term financial security. Understanding and mitigating this risk is essential for reaching retirement goals.
April 17, 2025
Abandonment risk and its impact on retirement savings
Understanding and mitigating abandonment risk is essential for reaching retirement goals.
April 16, 2025

Past performance does not guarantee future results.

Asset allocation and diversification does not ensure a profit or protect against a loss.

There is no guarantee that any risk mitigation strategy will successfully protect against a loss in down markets.

Principal Asset Allocation is an investment team within Principal Global Investors.